Questions about your business's finances?

Owning your own business is hard. Sometimes its nice to get answers to your financial questions from someone who isn't trying to sell you something.

Ask us your questions. We'll answer without bias, or bulls@#t. Guaranteed.

The Straight Talk About Your Business’ Finances

Weighted Average Cost of Capital

TERM OF THE DAY Weighted Average Cost Of Capital – WACC Weighted average cost of capital (WACC) is a calculation of a firm’s cost of capital in which each category of capital is proportionately weighted.

Yield To Maturity – YTM

TERM OF THE DAY Yield To Maturity – YTM Yield to maturity (YTM) is the total return anticipated on a bond if the bond is held until it matures. Yield to maturity is considered a long-term bond yield, but is expressed as an annual rate. In other words, it is the internal rate of return (IRR) of an […]

Liquidity Ratios

TERM OF THE DAY Liquidity Ratios Liquidity ratios measure a company’s ability to pay debt obligations and its margin of safety through the calculation of metrics including the current ratio, quick ratio and operating cash flow ratio. Current liabilities are analyzed in relation to liquid assets to evaluate the coverage of short-term debts in an emergency. Bankruptcy analysts […]

Book Value

TERM OF THE DAY Book Value Book value of an asset is the value at which the asset is carried on a balance sheet and calculated by taking the cost of an asset minus the accumulated depreciation. Book value is also the net asset value of a company, calculated as total assets minus intangible assets (patents, goodwill) and […]

Initial Public Offering – IPO

TERM OF THE DAY Initial Public Offering – IPO An initial public offering (IPO) is the first time that the stock of a private company is offered to the public. IPOs are often issued by smaller, younger companies seeking capital to expand, but they can also be done by large privately owned companies looking to become publicly traded. […]

5 Year End Tax Tips for Small Business

TOP 5 YEAR-END TAX PLANNING STRATEGIES FOR YOUR BUSINESS: 2021 EDITION   Consider government COVID 19 relief programs The federal government has rolled out various financial assistance programs to help businesses during the COVID-19 crisis, including the Canada Emergency Wage Subsidy (CEWS), Canada Emergency Rent Subsidy (CERS), and Canada Emergency Business Account (CEBA). Although it may feel overwhelming […]

What is a holding company and why do I need one?

What is a Holding Company and When Should You Incorporate One in Canada? You may have heard of holding companies, but you aren’t sure what they are or why someone would incorporate one. After reading this article, you’ll understand what a holding company is and when you should consider using one. We’ll look at some […]

How to pay yourself from your corporation: Dividends Vs. Salary

  How to pay yourself from your corporation: Dividends Vs. Salary We work with business owners from across Canada and we are often asked about the difference between salary and dividends.  If you own a business through a corporation, you have the ability to pay yourself a salary or dividends or a combination of both. […]

We solemnly Swear!

It’s okay to have questions about your financial future. Let the experts at Loxley answer your questions. All the “Merry Men (and Women)” are 100% committed to providing you with professional, unbiased information. We aren’t selling anything and no one is paying us. We are simply trying to give a little back and save some good people like you from making the same mistakes so many have made before you.

Every Successful Relationship Starts with a Conversation.

I hope you found the answers you were looking for. Please, give us a like on social media