Questions about your Investments?

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Investing – The Real Talk

Weighted Average Cost of Capital

TERM OF THE DAY Weighted Average Cost Of Capital – WACC Weighted average cost of capital (WACC) is a calculation of a firm’s cost of capital in which each category of capital is proportionately weighted.

Yield To Maturity – YTM

TERM OF THE DAY Yield To Maturity – YTM Yield to maturity (YTM) is the total return anticipated on a bond if the bond is held until it matures. Yield to maturity is considered a long-term bond yield, but is expressed as an annual rate. In other words, it is the internal rate of return (IRR) of an […]

Cost of Capital

TERM OF THE DAY Cost of Capital Cost of capital is the required return necessary to make a capital budgeting project, such as building a new factory, worthwhile. Cost of capital includes the cost of debt and the cost of equity. Another way to describe cost of capital is the cost of funds used for financing a business.

Trade War

A negative side effect of protectionism that occurs when Country A raises tariffs on Country B’s imports in retaliation for Country B raising tarrifs on Country A’s imports. Trade wars may be instigated when one country perceives another country’s trading practices to be unfair or when domestic trade unions pressure politicians to make imported goods […]

Leverage

Leverage is the investment strategy of using borrowed money: specifically, the use of various financial instruments or borrowed capital to increase the potential return of an investment. Leverage can also refer to the amount of debt used to finance assets. When one refers to something (a company, a property or an investment) as “highly leveraged,” it means that […]

Know your plan types

There are two broad categories of plan types in Canada: registered (that is, tax-advantaged) and non-registered. Within these groups are a number of important accounts that can help you achieve your financial goals. Registered plans Registered Retirement Savings Plan (“RRSP”) The RRSP is the core retirement savings account. As of 2017, you can contribute 18% […]

Taking a goals-based approach to investment risk

The real measure of risk is whether or not you reach your financial goals. While investors may view risk in a number of ways, the perspective you take should help guide you toward your long-term goals. Typically, investors measure risk by comparing performance to a market index (or benchmark), such as the S&P 500 or […]

How to start investing

So, you’ve landed your first “real” job! Now’s the perfect time to create your first investment plan   First, let me congratulate you on getting through school and starting your first “real” job. You’ve worked hard to get here, and I’m sure there are many things you’ll want to spend your new paycheque on. An […]

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